Own capital
Trading your own capital: risk limits, cash flow and what your trading costs
If you trade your own money rather than a prop-firm account, a few Fillbook pages work differently. This guide covers the ones that matter: risk limits, deposits and withdrawals, and trading overhead.
Add a personal-capital account
On Risk & rules, click Add account and choose Personal capital. You set a daily risk limit and a capital buffer instead of a firm’s drawdown rules. The starting points are suggestions, not advice, and dollar limits do not follow your balance, so update them when your capital changes.
Log deposits and withdrawals on Cash flow
The Cash flow page is for own-capital accounts. Record money you put in or take out there, and trading results stay separate, so a deposit never looks like a win and a withdrawal never looks like a loss. The page shows deposits, withdrawals and the net amount added. It is not available for prop-firm accounts, since there is nothing of yours to deposit.
Count the cost of trading beyond commissions
On the same page you can log what it costs to keep trading: data feed, platform, software, VPS and education. Fillbook shows your results after that overhead, month by month, and whether the last few months covered it.
Keep the pictures separate
- Risk & rules measures your buffer from trades only. It does not include deposits or withdrawals.
- Cash flow shows your account value and return once you log those flows.
- Tax: the Tax export builds a Section 1256 summary and CSV from your trades. Check it with a tax professional before filing.
Frequently asked questions
Cash flow is for own-capital accounts. Switch to an own-capital account, or add one on the Risk & rules page.
No. They are starting points for your own limits. You decide the numbers.
Fillbook is a journaling and analytics tool, not financial advice. Rules, limits and presets are starting points: confirm them with your firm and your own records.